Save pa more!


I have read a lot of tips on how to save money specifically the Chinkee Tan’s Diary of a Pulubi. The tips are very practical and self explanatory. It is about daily living. Yes, it is very easy to understand advices but I don’t know why it is so hard to apply it. My year 2017 was a good one because I have saved a not so big amount but I am happy I was finally able to set aside some of my salary and other benifits my company is giving. If I would total all our expenses everyday, my salary is not enough to us especially having three kids. If I would stick to that reason saving is not possible to happen. I was able to cut off down some unnecessary things that would actually affects our finances. I can say that savings is one of the hardest thing a mother could do but when you are used to it, you will be surprised how much money you could have and you will get addicted with it. Haha

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